New Payl8r Scheme to Spread the Cost of Aesthetic Treatment

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Buy Now, Pay Later – with Payl8r

SkinViva has launched a brand new scheme for clients who wish to spread the cost of their treatment. 

The Payl8r scheme offers great flexibility and enables clients to choose a repayment plan that suits their needs.

As long as you have a UK bank account or debit card, you can use Payl8r. Students, retired people, self-employed and those on benefits are all welcome to apply as well as those in more traditional employment.

Finance is subject to your ability to repay the loan

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Interest Rates from 0% to 25%

Interest rates start at just 0% – interest free – if you repay in full within 30 days.

For those needing longer to pay back the cost of treatment, a quote will be provided at the outset, showing clearly the terms of the scheme.

Based on current interest rates, an example scheme:

  • Borrow £200 over 12 months
  • Representative APR of 24%; annual interest rate of 24% fixed
  • Monthly payment: £20.66
  • Total charge for credit: £47.92
  • Total amount you repay: £247.92

You can also pay back early if your circumstances change.

FCA Approved Scheme

The scheme is provided by Payl8r, a provider independent of SkinViva. Payl8r is FCA approved for peace of mind.

Credit/Affordability Checks

Payl8r do carry out checks to ensure that clients are able to repay the loan. They do NOT penalise clients who have a thin credit file and their credit checks use a soft search, which does not affect credit ratings.

For those that are unable to pass the traditional credit check, Payl8r can instead look at your affordability, by reviewing 90 days of bank statements.

Instant Lending Decision

If you are new to Payl8r, they aim to give an instant lending decision.

Once you’re a member, you can use Payl8r again and again without having to re-apply for credit.

More information on Payl8r:

Payl8r FCA approved finance scheme

SkinViva Manchester

SkinViva was established in 2008 and has an excellent reputation for offering high quality skin treatments in the North West.

SkinViva’s team of Aesthetic Practitioners offer a range of non-surgical treatments with advanced use of BOTOX® and fillers. The team is led by fully qualified doctor and Clinical Director, Dr Tim Pearce MB ChB BSc (Hons) MRCGP and operates to very high standards.

Free Consultations

Their team offer free consultations at their main clinic in Manchester and also work closely with partner locations across the North West. Clinics are held at salons and centres in Cheshire, Derbyshire, Lancashire, Manchester, Stockport and Bury.

A consultation is always required prior to any cosmetic treatment and this is arranged with an experienced aesthetic clinician. The same individual would carry out treatment and this can normally be done at the same appointment if required.

For further information or to arrange a confidential consultation with an Aesthetic Clinician, please call 0161 865 1141, email

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